Archives

The Ballooning Cost of Growing Old

Can you afford to grow old? Getting older costs more than we might realize, and its smart to have a plan.

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Is It Time To End The “Senior” Citizen?

Over the weekend one of my clients posted an article from Margaret Wente about the many privileges bestowed upon seniors in Canada. Listing an almost unbelievable number of perks for “elderly” Canadians, which ranged from discounts at drug stores and movie theaters to government pensions and new federal tweaks to retirement programs, in every way […]

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You Won’t Believe How RRSPs Can Ruin Your Retirement!

No seriously, you won’t believe it. That’s because RRSPs really can’t ruin your retirement, and yet every year someone, somewhere writes an article about the RRSP Tax Trap! This year’s contribution is from the Globe and Mail, which was also the source of last year’s main entry (also by the same author). The argument in these […]

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What Your RRSP Should Have In Common With The CPP

To many Canadians the CPP is something that you simply receive when you turn 65, (or 70, or 60, depending on when you want or need it) with little consideration for how the program works or is run. That’s too bad because the CPP is successful, enlightening and puts its American counterpart, Social Security, to […]

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4 Reason Why Planning for Retirement is Getting Harder

For the enormous wave of Canadians that are on course to retire over the coming few decades, retiring and planning for retirement is getting harder. Here are the four big reasons why! 1. Inflation Inflation is the scary monster under the bed when it comes to one’s retirement. People living off of fixed pensions can be crippled by […]

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From The Desk of Brian Walker: The Hardest Part of Retirement

The moment you retire you are expected never work again. Think about that for a minute. Every dollar you’ve ever EARNED has been EARNT. Your bank accounts will never be replenished again from your toil. All of your income from here on will be the result of your Canada Pension and OAS, any private pensions […]

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