Archives

The Ballooning Cost of Growing Old

Can you afford to grow old? Getting older costs more than we might realize, and its smart to have a plan.

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Pessimism is in! You Can Keep Your 2016

The first day of the new year saw red in every major market. How should investors respond? Is it time to buy, time to run, or is there a sensible third way to approach the deep discounts we see today?

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Is It Time To End The “Senior” Citizen?

Over the weekend one of my clients posted an article from Margaret Wente about the many privileges bestowed upon seniors in Canada. Listing an almost unbelievable number of perks for “elderly” Canadians, which ranged from discounts at drug stores and movie theaters to government pensions and new federal tweaks to retirement programs, in every way […]

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You Won’t Believe How RRSPs Can Ruin Your Retirement!

No seriously, you won’t believe it. That’s because RRSPs really can’t ruin your retirement, and yet every year someone, somewhere writes an article about the RRSP Tax Trap! This year’s contribution is from the Globe and Mail, which was also the source of last year’s main entry (also by the same author). The argument in these […]

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What Your RRSP Should Have In Common With The CPP

To many Canadians the CPP is something that you simply receive when you turn 65, (or 70, or 60, depending on when you want or need it) with little consideration for how the program works or is run. That’s too bad because the CPP is successful, enlightening and puts its American counterpart, Social Security, to […]

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4 Reason Why Planning for Retirement is Getting Harder

For the enormous wave of Canadians that are on course to retire over the coming few decades, retiring and planning for retirement is getting harder. Here are the four big reasons why! 1. Inflation Inflation is the scary monster under the bed when it comes to one’s retirement. People living off of fixed pensions can be crippled by […]

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Forget Scotland, Canada is Playing Its Own Dangerous Economic Game

In a few hours we will begin finding out the future of Scotland and the United Kingdom, and we may be witness to one of the most incredible social and economic experiments  in the history of the Western World. But while many suspect that a yes vote for Scottish independence may cast an uncertain economic […]

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Why Malcolm Gladwell and TED Talks are a Terrible Way to Understand the Economy

The last few years have seen a slew of books that explore ideas about how nature governs far more of our lives than we might care to admit. Books like Stumbling On Happiness by Dan Gilbert and The Righteous Mind by Jonathon Haidt both explore the way that the subconscious mind governs many aspects of […]

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Why Buy an ETF?

It’s become an excepted fact amongst business reporters that the best investments to buy are ETFs, otherwise known as Exchange Traded Funds. What is an ETF and why are so many journalists convinced that you should buy them? Well an ETF is a fancy way to describe an investment that looks very similar too, (but isn’t quite) […]

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From the Desk of Brian Walker – In Retirement Go Small

For many people approaching retirement, there may be mixed feelings about their house. Perhaps not their house, but their home. Homes are where important things happen for families and for many soon-to-be retiring couples there is sometimes some question about whether you should sell your home, or keep it in retirement. While you may have lots […]

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